FM 0–DOWN · MILITARY TO FINANCIAL FREEDOM
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Field-Tested
Field Manual · No. 01 · Distribution A: Public Release

Military to
Financial Freedom

The DIY playbook for the pathway after the uniform — using your VA loan, filing your own disability claim, and building a real business. The exact steps I ran myself. No company. No rep. No cuts taken.

[✓]Built a benefit stack that changed my life
[✓]Used VA loans to buy property with less cash upfront
[✓]Filed my own VA claim — no paid rep, no cuts
[✓]Built a $50K+/mo home-service business from the ground up
[✓]Used VR&E / education benefits while building
[✓]No company. No rep. No cuts.
Download the Field Manual $47 Instant PDF download · 50-page field manual
YOU GET50-page PDF · field checklists · the Benefits Vault · 24-month roadmap · lifetime updates
DELIVERYInstant download right after checkout
PRICEOne-time $47 — no subscription
30-DAY GUARANTEE — Read it. Run the checklists. If it's not worth $47, email me for a refund.
DD
Drew Delicieux
6 YRS ARMY NATIONAL GUARD · 100% P&T · ALL ELITE ESTATES / ALL ELITE CLEANING
Section 00 · Rules of Engagement

Built for veterans, Guard, Reserve & transitioning service members

If you want a smarter post-service plan, the benefits you earned can be worth a lot — when you actually use them. What you qualify for depends on your service, discharge, time in, rating, and lender approval. Most people never dig in. This is for the ones ready to.

Active Duty

Set up the loan, the claim, and the business before you ETS — so you walk out already moving.

Guard & Reserve

I never went active. You don't have to either. Your entitlements are real — here's how to trigger them.

Veterans

Out 6 months or 16 years — the loan, the rating, and the build are still on the table. Start now.

Transitioning

The 12 months around separation are the highest-leverage window of your life. Don't waste it.

Section 01 · Who's Talking

Everybody wants a cut of what you earned

There's a whole industry built on standing between veterans and their own benefits — "claim sharks" taking a slice of your back pay, realtors who don't understand VA loans, gurus selling theory they've never run. I cut every one of them out and did it myself. This manual is exactly how, written so you can copy it.

My Story · The Short Version

What I built with these benefits

2 homes
Bought using my VA loan entitlement
100% rating
From a claim I filed myself — no paid rep
$50K/mo
Home-service business revenue
Less cash
Out of pocket up front, vs. a normal loan
VR&E
Education benefits used while building
$0
Paid to any rep, claim shark, or guru

These are my results, not a promise. Your service record, market, timeline, rating, and lender approval are different from mine — so your results will be too. This manual shows the path I ran so you can work your own version.

Contents · OPORD

The order of operations

Five income pillars, one 24-month sequence. Not theory — the literal steps, in the order I'd run them again.

PILLAR I
VA-Loan Real Estate

How the VA loan really works, the 6-step buy process, and the disabled-vet edge (funding-fee waiver) that can lower your cash to close.

PILLAR II
The Second Property

Using your entitlement a second time for $0 down, the "buy-and-move" loop, and operating the first home as a rental.

PILLAR III
DIY VA Disability

The exact DIY claims process, what actually wins claims, the C&P exam, and the road to 100% P&T — without paying anyone a cut.

PILLAR IV
The $50K/Mo Business

Why home-service, how to start lean, get your first customers, and scale the economics to $50K/mo.

PILLAR V
School That Pays You

How to use VR&E and education benefits so school pays you — up to ~$3,500/mo while you build.

+ ROADMAP
24-Month Sequence

All five pillars stacked into one month-by-month order of operations, plus field checklists for each.

01Who's Talkingp.04
02The Mindsetp.08
03Pillar I — $0-Down Real Estatep.11
04Pillar II — The Second Propertyp.17
05Pillar III — DIY VA Disabilityp.22
06Pillar IV — The $50K/Mo Businessp.28
07Pillar V — School That Pays Youp.34
08The Roadmap — 24 Monthsp.37
09Field Checklistsp.39
10Bonus — The Benefits Vaultp.41
11Work With Mep.48
Look Inside · No Guesswork

Preview real pages before you buy

This isn't a 4-page rehash. Here are actual pages from the manual — the contents, the VA-loan process, claim prep, the 24-month roadmap, and a field checklist. Tap any page to view it full size.

Section 08 · The Roadmap

24 months, sequenced

Most people fail because they do the right things in the wrong order. Here's the order.

MONTH 0–3
Document & Position

Pull your records, open the claim, fix your credit, get loan-ready.

MONTH 3–9
Rating & Home #1

Work the claim to decision, buy your first home $0 down, house-hack it.

MONTH 9–18
Business & Home #2

Launch the service business, re-use entitlement for property two.

MONTH 18–24
Scale & Stack

Push the business toward $50K/mo, rent property one, lock in P&T.

Included · No Upsell Required

What comes with it

[+]
The Field Checklists

Print-and-run checklists for every pillar — loan, claim, business, school. Tape them to the wall and execute.

[+]
The Benefits Vault

The list of earned benefits most veterans never claim — and where to go to file each one, free.

[+]
The Mindset Brief

The rules of engagement that separate the vets who use their benefits from the ones who don't.

[+]
Lifetime Updates

Programs change. When I update the manual, you get the new version — free, forever.

Section 01 · Who's Talking

Who you're taking orders from

DELICIEUX, D. · US ARMY NATIONAL GUARD

Before you take a single instruction from anyone, you should know exactly who they are and what they've actually done. So here's mine — plain.

I did six years in the Army National Guard. Never active duty. In my early twenties I filed my own VA disability claim — no claim shark, no paid rep — and worked it all the way to a 100% rating. I used my VA loan entitlement to buy two homes with far less cash up front than a conventional loan would've taken, and turned the first into a rental.

Then I built All Elite Cleaning into a $50K+/month home-service business, and used VR&E so my education benefits worked for me while I did it. No company set this up for me. No rep took a cut. Just public information, earned benefits, and the discipline you already have.

This manual is everything I'd hand my younger self the day he got out.

Why I Made This

When I got out, nobody handed me a map. I watched too many veterans get talked into letting a "claim company" pocket a chunk of their back pay, or skip benefits they earned because the process looked like a wall of paperwork. I figured it out the hard way — by reading, asking, failing, and doing it myself.

I wrote this so the next veteran doesn't have to do it blind. It's not a magic button and it's not a guarantee. It's the order of operations I wish someone had handed me — laid out plain, so you can decide what fits your situation and run your own version.

— Drew Delicieux

Section 11 · Work With Me · You're Here

Get the field manual

The Full DIY Roadmap

  • [✓]50-page print-ready field manual (PDF)CORE
  • [✓]All 5 income pillars, step by step$0-DOWN→$50K
  • [✓]The 24-month order of operationsROADMAP
  • [✓]Field checklists for every pillarRUN IT
  • [✓]The Benefits VaultBONUS
  • [✓]Lifetime updates, freeFOREVER
Worth $300+ in saved rep fees alone
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The Ladder · Pick Your Level of Support

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The manual gets you moving on your own. When you want eyes on your exact situation, step up the ladder.

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The Field Manual

The full DIY roadmap. Read it, run the checklists, keep 100% of what you build.

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Bring your situation. We build your exact 24-month order of operations, live. Direct access to me.

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Hands-on guidance through your first property, claim, or business build. Limited spots — application only.

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The Community (Skool)

Veterans running this playbook together — templates, Q&A, and wins. Get on the waitlist now and lock founding-member pricing.

$99/mo
No-Risk

Read it. Run it. Or get your $47 back.

Go through the whole manual. Run the checklists for 30 days. If you don't believe it's worth far more than what you paid, email me and I'll refund every cent — no forms, no hassle. The risk is mine, not yours.

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The Veteran Benefit Stack Checklist

Not ready for the full manual? Grab the free checklist and see which benefits and opportunities you may be leaving on the table. Get it instantly — and I'll send occasional no-fluff tips.

Free educational resource — not financial, legal, or VA-claims advice. Unsubscribe anytime.

Questions · Answered Straight

Before you ask

Is this just a memoir / motivation?
No. It's an operations manual. My story is there for context, but the bulk is the literal steps — the loan process, the claims process, the business build — in the order to run them.
I was Guard / Reserve and never went active. Does this apply?
That's exactly my background. Six years National Guard, never active. The manual is written from that starting point — your entitlements are real and this shows how to use them.
Is this legal, financial, or VA-claims advice?
No. It's education and my personal experience. I'm not a lender, attorney, advisor, doctor, or accredited VSO. Verify everything at VA.gov, with licensed pros, and a free accredited VSO before you act. You never have to pay anyone a cut to file a claim — that's the whole point.
What exactly do I get, and how?
A 50-page print-ready PDF field manual delivered instantly after checkout, plus the checklists, the Benefits Vault, and free lifetime updates. Read it on any device or print it.
Can you guarantee I'll hit 100% or buy two houses?
No, and run from anyone who does. Your service record, market, and timeline are yours. I can only show you the exact path I ran — what you do with it is on you.
What if it's not for me?
30-day money-back guarantee. Email me, get a full refund. Simple.
End of Briefing

You Earned the
Benefits. Now
Use Them.

No company stood between me and any of this. No rep took a cut. Just public information, earned benefits, and the discipline you already have. The map is in your hands — march.

Get the Manual $47
— DREW DELICIEUX · ALL ELITE ESTATES · ALL ELITE CLEANING
Field Manual · $47 Get It Now